This course examines the information and communications tools, technologies, and standards integral to consumer, mer- chant, and enterprise services in the payments and financial service sectors. Explores technology's role in reshaping finan- cial technology businesses. Technologies span messaging, com- munication networks and gateways, core processing, mobile and online software, and application program interfaces (APIs). Includes the challenges, standards, and techniques as- sociated with securing systems and data. ing, and math skills are required.